Insurance Bill to Allow More Payout

A driver slams on the car, leaving you with personal injury, including 200,000 dollars.

AT-fault driver has a range of up to 100,000 dollars and have coverage that pays for 100,000 dollars, if hit by an uninsured driver.

Under current law, you can collect only $ 100,000 compensation.

A Manchester Democratic legislator noted trial lawyer wants to allow the victim to get the driver to pay $ 200,000 for injuries, and calls it the basic unfairness in the current insurance law.

"Most people think they are fully insured, but they do not include anything under the policy, if a person is guilty of the same amount of insurance," said Rep. David Nixon.

Insurance leaders warned Nixon's Bill (HB 198) would lead to a perversion of the uninsured or underinsured driver coverage, buy and could increase the country relatively low auto insurance rates across the board.

George Roussos, a lobbyist with the National Association of New Hampshire insurance companies, said drivers can buy as many uninsured coverage, and want to fully protect themselves.

"This bill will add costs at a time when people can least afford to pay for them," Roussos certificate in the Chamber of Commerce warned the committee.

"There is no need for this bill. You can buy this protection, if you want to go, by purchasing more coverage."

David Withers, an actuary from the Department of Insurance, agreed Nixon's bill would mark the price for all customers.

"In fact, there will be no more losses paid a premium will be higher, regardless of what the new boundaries," he said.

In some countries, to allow drivers to ram or "stack" together medical damages may collect, if they are owners of many cars on the same insurance policy, and Nixon had a separate bill (HB 200) to allow only.

Withers said he was not aware that any state may collect damages for the victims in both the drivers' insurance, even if they have the same restrictions on coverage.

New Hampshire does not require drivers to purchase car insurance.

Those who buy policies, but are intended to cover the purchase of rider accidents with uninsured or underinsured drivers.

James Hatem, a lobbyist for the state-owned farms, said to help drivers who have accidents with uninsured drivers.

Both sides agreed the overwhelming majority of consumers do not understand what it means to bear, in the event of an accident.

Concord trial lawyer and ex-Supreme Court Justice Chuck Douglas said that it would be a relaxation of arbitration, to be used only if the insurance company and injured the driver does not agree to the covered injury.

"This project will not be a little more fairness in the system," said Douglas.

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