Top Gear’s insurance fraud blunder

Insurance Board Top Gear presenters should not be taken seriously, a financial expert has warned.

This week's episode the popular TV motoring show presenter James May advised young drivers that they can slash their insurance through their mom and dad, to ensure their car for them.

"The only way to obtain a realistic falls in 17, when you are in your parents' insurance," May said.

However, in May for the co-presenter Richard Hammond stressed, "fronting insurance in this way is illegal and could lead to huge fines, points to a driver's license, fines and even imprisonment.

"If you decide to put on your parents and you have a breakdown insurance, and insurance company to find out that there was a car, you will not be paid" Hammond said.

"Then I can prosecute you and you may need to go to prison."

Hayley Parsons, the Executive Director GoCompare.com, echoed Hammond advice.

"Although few people would Clarkson suggested that the change of sex can help 17 year old boys halve their contributions seriously, fronting the common fraud, and urges parents to avoid the practice if found out, the consequences can be serious, Parsons said.

She added that drivers caught fronting would be difficult to obtain car insurance in the future ", as most insurers [will] refuse them."

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