Young Drivers Give Insurance Companies a Headache

Drivers under 21 are often horrified by the enormous premiums quoted by insurance companies, when to buy his first car. A 17 year old male driver would pay up to nine times more than 25 years old to ensure a similar car in the same zip code area, and fourteen times more than 35 years of age. In support of these great contributions imposed on young drivers is easy to explain. Drivers under 21 years of age are significantly more accidents than their more experienced elders.

One in five new drivers will be involved in an accident within six months to pass it on to the test. Drivers under 21 are twice as likely to be involved in an accident, such as those over 21, five times as may be claims involving personal injury and ten times more likely to be a cause of serious injury claims.

A spokesman Staveley Head, one of the leading UK motor trade insurance providers, said: "These bonuses are not arbitrarily arrived. Insurers employ highly qualified actuaries and provide them with advanced software to analyze all the risks that are placed on coverage, depending on the age at zone, the vehicle, driving, profession, or any combination of these and many others. The obvious result of the analysis of these statistics is that 17 year old female driver involved in proportionately fewer accidents and insurance costs a third less than in the case of claims 17 year old male drivers . As a result, 17 year old women pay a third less for their car insurance than the equivalent of 17 year old male.

In Staveley Head Advocate went to say "I appreciate some of the young drivers are more responsible than others, but it is difficult to distinguish between their examination of the application form and the impossible task of the interview each candidate individually. Some insurers and additive shall apply to 35% discount for young drivers who successfully completed the Driving Standards Agency Pass Plus test. "

Apart from the Pass Plus course AA Smart Drive offers newly qualified drivers' assessment, as part of the Charitable Trust for Road Safety. It is available free of charge to anyone who passed their test within the last twelve months.

Staveley Head is one of the leading insurance brokers and all motor trade advice and assistance should be in this case, the insurance quote, if a user logs on to their website www.staveleyhead.co.uk

For more information on all aspects of motor traders insurance, or to ask about cheap motor trade insurance, contact Staveley Head.